NMJ Essentials


Account Limit	Up to $2,000 AUD	Up to $5,000 AUD
Interest Free Period	Always interest free	0% always
Set Up Fee	No set up fee!	No set up fee!
Minimum Repayments	Your owing balance divided by 4	Minimum repayment is $40/month
Payment Frequency	Fortnightly	Weekly / Fortnightly / Monthly
Account Fee	No account fee	$6/month waived if you have no balance
Eligibility	Australian citizen or permanent resident over 18 years old with a valid debit or credit card	Australian citizen or permanent resident over 18 years old with a valid debit or credit card
Late Fee	Learn more about Afterpay late fees here	Learn more about Zip late fees here
Terms and Conditions	See more here	See more here


Account Limit	Up to $5,000 AUD
Interest Free Period	0% always
Set Up Fee	No set up fee!
Minimum Repayments	Minimum repayment is $40/month
Payment Frequency	Weekly/Fortnightly/Monthly
Account Fee	$6/month waived if you have no balance
Eligibility	Australian citizen or permanent resident over 18 years old with a valid debit or credit card
Late Fee	Learn more about Zip late fees here
Terms and Conditions	See more here

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